What you do after a serious crash can shape your recovery. Early missteps may affect both your health and your ability to pursue compensation.
Not calling the police
You should report the accident right away. A police report creates an objective record and may support your claim.
Pennsylvania law (75 Pa. C.S. § 3742) requires you to stop and remain at the scene when injuries occur. Missing this step may raise questions during a claim review.
Admitting fault too soon
You may feel pressure to apologize. That statement can be interpreted as a fault.
Pennsylvania follows a modified comparative negligence rule. Your compensation may decrease if you share fault. You may not recover damages if your fault exceeds 50%. It is safer to exchange information and let investigators assess responsibility.
Delaying medical care
You should seek medical attention as soon as possible. Some injuries may not show symptoms right away.
Insurance reviewers often look for consistent treatment. Delays can weaken the link between the crash and your injuries. Follow-up care and documentation may support your claim.
Posting on social media
You should avoid sharing details about the crash online. Insurers may review your posts during a claim.
Even simple updates can be misinterpreted. This may affect how your injuries or activities are viewed.
Accepting quick settlements or giving statements
You may receive an early offer from an insurance company. That amount may not reflect long-term costs.
Be cautious with recorded statements. Adjusters may use your words to limit payouts. Waiting until you understand your injuries may help you evaluate your options.
Why these mistakes matter
Claims often depend on evidence and timing. Reports, medical records and statements all shape how fault is assigned. Under shared-fault rules, small errors may reduce your recovery or limit your claim entirely.
When it may help to speak with an attorney
You may face complex decisions after a serious accident. An attorney can review evidence, explain how fault rules apply and help you understand claim value.
Careful guidance may help you avoid missteps and better evaluate your next steps.