You made the decision to purchase limited tort car insurance (see my July 2024 Blog post entitled “What is Limited Tort?”). You understood that your right to recover monetary damages might be limited if you were involved in a car accident. However, what if you weren’t even in a car at the time of your accident? You were a pedestrian, and you were injured when a motor vehicle struck you when you were walking in a parking lot, crossing the street, or riding a bicycle. Are you bound by your limited tort insurance if you were a pedestrian at the time of the accident?
In Pennsylvania, Limited Tort restrictions do not apply to pedestrians. Even if you would be covered by limited tort insurance if you were in a car accident, you are entitled to full tort damages if you are hurt as a pedestrian in an accident. The Pennsylvania Supreme Court has ruled that limited tort restrictions do not apply to pedestrians.
Therefore, if you were injured as a pedestrian, then you may have the right to not only recover economic damages such as medical expenses, lost income, and other out-of-pocket expenses, but also non-economic expenses such as compensation for your physical pain and emotional suffering.
If you have been injured in a car accident or sustained a personal injury due to another’s negligence, contact Wes at Kocsis Law Office PC for a FREE injury consultation. Call Kocsis Law Office PC at 570-888-7709 or send an email to [email protected] to schedule your FREE consultation. Home and hospital visits are available if you are injured.
Personal Injury and Car Accident Lawyer – Serving Athens, Sayre, Towanda, Troy, Canton, Bradford County, Sullivan County, Tioga County, Susquehanna County, Wyoming County, Lycoming County, and all of Northeastern Pennsylvania and Southern Tier of New York.