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Underinsured And Uninsured Motorist Insurance

When parties are suffering injuries as the result of someone else’s negligence in an automobile accident, insurance coverage pays for the damages. Sometimes, the responsible party does not have insurance. Other times, their insurance coverage is not sufficient to fully compensate you for your injuries. In such cases, your own auto policy, or that of a household member or even an employer, offers underinsured motorist coverage (UIM) or uninsured motorist coverage (UM) that may be able to compensate you for your auto accident injuries.

While it seems like a straightforward concept, there are many formalities to follow when resolving the underlying claim with the responsible party. It is essential to notify your UIM and UM provider to avoid jeopardizing your UIM and UM coverage. It is highly recommended to speak with an experienced UIM and UM attorney to evaluate your automobile accident case from the beginning.

In some instances, parties who do not have their own automobile insurance may be eligible for compensation under the Pennsylvania Assigned Claims Plan.

Help For Filing UM And UIM Claims

At Kocsis Law Office PC, attorney J. Wesley Kocsis is here to help you make UM and UIM claims for damages related to an auto accident such as:

  • Death
  • Serious and permanent injury
  • Broken bones, spinal cord injuries, internal injuries, and traumatic brain injuries
  • Medical expenses
  • Past and future wage loss
  • Loss of fringe benefits
  • Pain and suffering
  • Emotional distress
  • Loss of your spouse’s services (consortium)

Attorney Kocsis charges no fees unless you get a recovery. Home and hospital visits are available for injured clients.

Do Not Hesitate To Speak With An Experienced Attorney

There is a limited time to act in negligence cases. Send an email or call Kocsis Law Office PC in Athens at 570-882-4160 to talk to an attorney with a proven record of success obtaining favorable UM and UIM results for its injured clients from all over Bradford County and the surrounding communities.