If you have Limited Tort, you have given up your right to seek compensation for pain and suffering, embarrassment, and other “non-economic damages.” Because most people are unfamiliar with automobile insurance terms, they don’t really understand what Limited Tort means and they choose it because it saves some money on their insurance premiums. Fortunately there are some exceptions to Limited Tort.
Exceptions to Limited Tort
Even if have Limited Tort, you may still have full tort rights under the following circumstances:
- If you suffer a “serious injury”, which is defined as death, serious disfigurement, or serious impairment of a bodily function.
- The at-fault driver is convicted of, pleads guilty to, or accepts Accelerated Rehabilitative Disposition, to driving under the influence of alcohol or a controlled substance.
- The at-fault driver is driving a vehicle that is registered in another state.
- You are injured in a commercial vehicle such as a taxicab or bus.
- You are hit as a pedestrian.
- The at-fault driver is not insured
If you have been injured in a car accident or sustained a personal injury due to another’s negligence, contact Wes at Kocsis Law Office PC for a FREE injury consultation. Call Kocsis Law Office PC at 570-888-7709 or send an email to [email protected] to schedule your FREE consultation. Home and hospital visits are available if you are injured.
Personal Injury and Car Accident Lawyer – Serving Athens, Sayre, Towanda, Troy, Canton, Bradford County, Sullivan County, Tioga County, Susquehanna County, Wyoming County, Lycoming County, and all of Northeastern Pennsylvania and Southern Tier of New York.